You agree to the terms of service below, and the Terms of Use for Substack, the technology provider.
Legal / Terms of Service
DISCLAIMERS
Not an Investment Advisor
Disclosure Insight Inc. is not an investment advisor and does not offer or provide personalized investment advice.
The information in any report published by Disclosure Insight or otherwise distributed is not a solicitation connected to any security nor recommendation that any particular security, portfolio of securities, transaction or investment strategy is suitable for any specific purpose or person.
To the extent that any of the content published on DisclosureInsight.com may be understood as investment advice or recommendations in connection with a particular security, such information is impersonal and not tailored to the investment needs of any specific person.
Disclosure Insight is not the solicitor and/or guarantor of any investment and cannot be held liable for any losses or expenses incurred as a result of reliance upon any information contained herein, and our work product, whether found at DisclosureInsight.com or elsewhere, is not a substitute for your own due diligence, which may include advice from an investment professional.
The information we provide is obtained from company disclosures and our own Freedom of Information Act requests made to the Securities and Exchange Commission or elsewhere. No representation or warranty is made as to the accuracy, timeliness or completeness of any information found in our reports or on DisclosureInsight.com.
All content in any report published by Disclosure Insight or otherwise distributed is presented only as of the date published or indicated, and may be superseded by subsequent market events or for other reasons, which may not be published.
Disclosure Insight does not represent or warrant the truth or falsity of the contents of any of the documents or filings referred to within our reports or on this website, and no conclusion of wrongdoing should be inferred from the fact that an investigation has been initiated by the SEC.
Potential Conflicts of Interest
Disclosure Insight does not take any security positions except in connection with routine corporate treasury functions, or engage in investment banking activities.
Disclosure Insight prohibits its employees and principals from trading of any kind in any individual public company security (or derivative thereof) of any company about which a research report, blog entry, video, audio, or other publication has commenced. This embargo on trading lasts for a minimum of 5 days after the investigation’s existence has been published, added to its database (even if not published) or its research on that issue otherwise ceases.
Disclosure Insight otherwise permits its employees to freely trade in any securities so long as such trading is not deemed to be in conflict with this policy. Likewise, Disclosure Insight places no holding period limits or restrictions on such personal trading. This could, and often does, include trading in mutual funds, exchange traded funds (ETFs), and derivatives thereof that may include covered names as components of the overall funds and/or ETFs.
In addition, Disclosure Insight requires its employees and principals to adhere to the CFA Institute Code of Ethics and Standards of Professional Conduct regarding potential conflicts of interest. This includes prohibiting its employees and principals from trading in their own accounts in any manner which might be deemed in conflict with its readers, whether paying subscribers or not.
Privately-Held Company
Disclosure Insight Inc. is a privately-held publisher of investment research that is not in any way affiliated with the U.S. Securities and Exchange Commission or any other branch or agency of government. It is 100% owned by John P. Gavin, CFA, NACD.DC.
TERMS OF SERVICE
AS A CONDITION TO YOUR USE OF THE DISCLOSURE INSIGHT WEB SITE, DISCLOSURE INSIGHT INC. (“Disclosure Insight” or “we”) REQUIRES THAT YOU REVIEW AND UNDERSTAND THE FOLLOWING TERMS OF SERVICE (the “TOS”).
BY USING THE DISCLOSURE INSIGHT WEB SITE, YOU ACCEPT AND AGREE TO COMPLY WITH EACH AND EVERY TERM OF SERVICE SET FORTH BELOW. PLEASE READ OUR TERMS OF USE CAREFULLY BEFORE YOU USE OR REGISTER FOR ACCESS TO THE DISCLOSURE INSIGHT WEB SITE:
1. Agreement Generally
By using this site, you consent and agree to the TOS. If you do not agree to the terms and conditions contained in the TOS you may not access or otherwise use DisclosureInsight.com or any information contained herein. You also affirm that you are over the age of 18.
Users who register with DisclosureInsight.com will be assigned a User account. User names, passwords, and/or access to our content are assigned to individuals and not organizations. These User names and passwords, or any other means to access our content, may not be shared with anyone else, and when creating your User account, you must provide accurate and complete information, and you may only maintain a single account. You must notify us immediately of any breach of security or unauthorized use of your account.
You may not modify, adapt, sublicense, translate, sell, reverse engineer, decompile or disassemble any portion of DisclosureInsight.com. You may not use any robot, spider, site search/retrieval application, artificial intelligence tools or other manual or automatic device or process to download, retrieve, index, “data mine,” “scrape” or in any way reproduce or circumvent the navigational structure or presentation of DisclosureInsight.com or its contents.
You may not use DisclosureInsight.com for: any unlawful purpose; to harvest or aggregate information about visitors to DisclosureInsight.com without their express consent; to send unsolicited or unauthorized advertisements, spam, chain letters, etc. to other users of DisclosureInsight.com; or to transmit anything to DisclosureInsight.com which contains software viruses, or other harmful computer code, programs or files.
• DISCLOSUREINSIGHT.COM PROVIDES TIMELY AND NEWSWORTHY INFORMATION COMPILED AT CONSIDERABLE EFFORT AND EXPENSE. IT IS A CONDITION OF THIS AGREEMENT THAT YOU MAY NOT USE CONTENT ON DISCLOSUREINSIGHT.COM OR IN DISCLOSUREINSIGHT.COM E-MAIL ALERTS TO PUBLISH, REDISTRIBUTE OR AGGREGATE THAT CONTENT.
• YOU MAY REFER TO DISCLOSUREINSIGHT.COM IN SOCIAL MEDIA IF YOU INCLUDE A LINK TO DISCLOSUREINSIGHT.COM.
• YOU MAY DUPLICATE OR COPY ONLY SMALL EXTRACTS AND/OR “CUT AND PASTE” PORTIONS OF THE CONTENT ON DISCLOSUREINSIGHT.COM IF YOU INCLUDE PROPER AND PROMINENT ATTRIBUTION AND, IF APPLICABLE, A LINK TO DISCLOSUREINSIGHT.COM.
2. Changes to the TOS and Cancellation
We reserve the right with sole discretion at any time to: Change the terms and conditions of the TOS; change the design of DisclosureInsight.com; to cancel any Authorized User’s access for violations of the TOS for system maintenance or security reasons, or to comply with any legal requirements in Disclosure Insight Inc.’s interest.
3. Intellectual Property: Trademarks and Copyright
Disclosure Insight® and the Disclosure Insight logo; Probes Reporter®; They Know it. Now You Know It.®; Better Disclosure for Better Decisions®; Assess the Risk. Achieve the Return®; DI® ; Early Signals™;and, Disclosure Games®, are trademarks of Probes Reporter, LLC and are proprietary. You may not use these trademarks in any manner that can be construed as endorsement by or association with Disclosure Insight Inc. and/or Probes Reporter, LLC.
You may access and use any content found on DisclosureInsight.com and download and/or print out copies of any content from DisclosureInsight.com solely for your personal, non-commercial use. If you download or print a copy of the content for personal use, you must retain all copyright and other proprietary notices contained therein. You acknowledge that you do not acquire any ownership rights by using content from DisclosureInsight.com. You may not copy and/or “cut-and-paste” content found on DisclosureInsight.com for the purpose of redistribution to other persons or entities, in any form except with prior written authorization of Disclosure Insight Inc. or as otherwise expressly permitted in the TOS.
4. Your Privacy
Click here to view the Disclosure Insight Privacy Policy.
COPYRIGHT ABUSE
Disclosure Insight Inc. makes best efforts to assure that copyrighted material does not appear on our website. Disclosure Insight Inc. cannot be held liable for any losses or damages under a theory of contributory infringement as a result of any such postings appearing on DisclosureInsight.com.
If you believe that any material available on DisclosureInsight.com infringes on your copyright(s), please notify us by providing notice complying with the Digital Millennium Copyright Act (DMCA - link is external). Upon receipt of a complete and valid notice, we will remove the material and make a good faith attempt to contact the user who uploaded or embedded the material by email.
DMCA notices should be directed by mail and/or overnight courier service to:
Nathan E. Ray, Esq.,
Fabyanske Westra Hart & Thomson, P.A.
80 South Eighth Street
Suite 1900
Minneapolis, MN 55402
Tel: 612-359-7600
OUR PROPRIETARY INTERESTS
The works of authorship contained in any material published by Disclosure Insight Inc. or otherwise distributed, including but not limited to all data, design, text, images, charts and other data compilations or collective works, are owned by Disclosure Insight Inc. or one of its affiliates and may not be copied, reproduced, transmitted, displayed, performed, distributed, rented, sublicensed, altered, or stored for subsequent use, in whole or in part in any manner, without the prior written consent of Disclosure Insight Inc. Photocopying or electronic distribution without the prior written consent of Disclosure Insight Inc. violates U.S. copyright law, and may be punishable by statutory damages of up to $150,000 per infringement, plus attorneys’ fees (17 USC 504 et. seq.). Without advance written permission, illegal copying includes regular photocopying, faxing, excerpting, forwarding electronically and sharing of online access.
With the exception of: 1) underlying filings made by companies to the Securities and Exchange Commission; and 2) Freedom of Information responses issued by the Securities and Exchange Commission, all content, including but not limited to selection and arrangement, analysis, reporting, collection, graphic material such as charts and graphs, and the look and feel of content available from DisclosureInsight.com, as well as the timeliness of such content, is wholly proprietary, has a vested commercial value, and is subject to copyright law and the doctrine of “hot news misappropriation.” Infringement of these laws may result in civil and criminal liability under common-law doctrines including without limitation interference with prospective business advantage and tortious interference with contract, and in cases of willful infringement, an award of attorney’s fees. The obligations contained in this section shall survive in perpetuity.
CONTACT US
Disclosure Insight Inc., P.O. Box 47331, Plymouth, MN 55447
direports [at] disclosureinsight.com